A man and a woman going towards their Nissan

NISSAN CANADA FINANCING

Let’s Talk Financing

Own your Nissan with simple and flexible loans from Nissan Canada Finance — and fewer constraints than leasing. Keep going to learn more about financing and what Nissan has to offer.

WHAT IS FINANCING?

Buy Now — Pay Over Time

When you finance, you’re essentially purchasing your car over time through monthly payments against a loan. While these payments are higher than what you would have with a lease, you can enjoy distinct benefits and build equity in your vehicle.

How You Can Benefit

Financing is a great option if you’re aiming to own your vehicle at the end of your contract. Explore key financing benefits and find out whether it’s the right fit for you.

Own Your Vehicle

If you choose to finance, you can enjoy the ultimate ownership of your vehicle. Here, you can personalize your car and get behind the wheel, with none of the critical usage constraints of leasing. When feasible, you can also make extra payments to reduce the total interest.

Women standing next to Nissan with trunk open

Why Finance a Nissan?

When you finance a Nissan through us, you get responsible, comprehensive and sustainable financing solutions — one stop for all your Nissan vehicle financial needs. Even better, we frequently offer special finance rates. Check with your local Nissan dealer to see if you’re eligible.

How Financing Works

Financing a Nissan starts with knowing what you want to drive and what your ideal budget looks like. From there, use our online tools to choose your desired model, select the terms of your payments and get pre-approved for credit. We’ll also help you contact your Nissan dealer to finalize the details.

Finance Your Nissan in 4 Steps

Step one

 

Choose a Vehicle

Shop the Nissan lineup, choose your desired model and configure it online. Get an idea of starting price before taking the next step.

Step two

 

Select the Terms

Use our online payment calculator to get a clear estimate of your monthly payments in relation to the terms you select.

Step three

 

Get Pre-Approved

Applying for credit takes about 10 minutes. It requires information on employment, income, housing and a valid driver’s license.

Step four

 

Finalize the Details

Once your credit application is approved, you can contact a nearby Nissan dealership to finalize your agreement and start driving.

READY TO FINANCE?

Consider a Few Things

Before you finance, remember that it comes with higher monthly payments, because all sales taxes must be included up front. Plus, you’re financing 100% of the cost of your new vehicle, which means borrowing a larger amount. Beyond this, a few other factors will likely influence your monthly financing obligations.


  • Your vehicle’s purchase price
  • The amount of your down payment
  • How much you’re borrowing — and the interest rate
  • The length of time over which the borrowed money is paid back
Two women placing plants in their Nissan trunk

Does Leasing Seem Like a Better Fit?

With leasing, you’re only being taxed on your monthly payments — and just for the term of your agreement. Plus, you won’t need to think about trading or selling your car at lease-end. Keep exploring if this sounds like a fit.

FAQ

Does Nissan finance used cars?

Yes, Nissan Canada Finance (NCF) offers financing for pre-owned Nissan and INFINITI vehicles that are up to eight years old and have less than 160,000 km. Subject to credit approval by NCF.