Finance Finance

FINANCING WITH NISSAN

FINANCING YOUR PURCHASE WITH NISSAN
You would like to build equity and own the vehicle once it's paid for? We help you with simple and responsible loans so you can enjoy the ultimate ownership of the vehicle and none of the critical usage constraints of Leasing. What more, you have a valuable trade-in when you want to move to your next car, value dependent on the condition of vehicle and market.

ATTRACTIVE RATE
We frequently offer special finance rates. Check your eligibility or contact to your nearest dealership to do it for you. Rates provided at the dealership may be lower than advertised at the discretion of the dealer.

FLEXIBLE TERMS
Five critical elements influence the financing and the monthly obligations on your car.
1. Purchase price of vehicle
2. Your down payment
3. Amount borrowed
4. Length of time over which the borrow money is paid back
5. Rate of interest charged on the borrowed money

These 5 variables are adjusted to tailor a finance package that's best suited for you. Our Nissan dealership representatives will help you do just that and also provide you with tips that will help you determine your best option

SO, THE FLIP SIDE of FINANCING
Your monthly finance payments can be higher than monthly lease payments because not only do you have to include all sales taxes upfront with the purchase price, but you're also financing 100% of the cost of your new car or truck. That means having to borrow an even larger amount. With leasing, you only pay taxes on the amount of your monthly payment, and only for as long as you lease that vehicle.

Because most people who borrow to finance their Nissan tend to keep them for longer periods of time, your new vehicle warranty may end before you're ready to replace your Nissan. Not to worry, though: Nissan does offer their Added Security Plans for additional peace of mind.

HAVE MORE QUESTIONS ABOUT FINANCING,

ASK US

HAVE MORE QUESTIONS ABOUT FINANCING,

ASK US

HAVE MORE QUESTIONS ABOUT FINANCING,

ASK US

Does Nissan Finance Used Cars?

Yes, NCF offers financing for pre-owned Nissan and non-Nissan vehicles that are up to five years oldand have less than 125,000 km. subject to credit approval by NCF.

How much can I get for my trade-in?

Your trade-in value depends on a number of factors, including the vehicle model, year and condition. You can also get a general idea of your car's worth by checking independent car value guides. However, a vehicle survey by your Nissan dealer is always necessary to determine the final trade-in value.

Can I make more money selling my car on my own, versus trading it in with a dealer?

While in some cases you may be able to make more money selling it on your own, trading your car in to a dealer offers several advantages. You are likely to get immediate cash or credit. Your dealer will handle the paperwork and might pay off your current loan/lease. And you won't have to deal with some of the hassles associated with selling a car on your own. No running ads, no title transfer paperwork, no strangers in your car, and no bad checks.

How do I contact NCF by mail?

Nissan Canada Finance

5290 Orbitor Drive

Mississauga, Ontario

L4W 4Z5

Attention: Customer Service

How do I contact NCF by phone?

If you are calling from Eastern Canada (Ontario, Quebec, New Brunswick, Nova Scotia or Newfoundland) you can contact NCF at 1-800-268-6499.

If you are calling from Western Canada (Manitoba, Saskatchewan, Alberta, British Columbia, Yukon, Northwest Territories, or Nunavut) you can contact NCF at 1-800-268-0764.

NCF Customer Service is available Monday through Friday, from 8:00 a.m. to 8:00 p.m., Eastern Standard Time.

There is an entry from NCF showing up on my credit report. Whom do I contact?

The credit bureaus will help you investigate any issue in your credit file. You may contact them at:

Equifax Canada Inc.

1-800-865-3908

www.equifax.ca

TransUnion of Canada Inc.

1-866-525-0262 for residents of Canada, except Quebec

1-877-713-3393 for residents of Quebec

www.tuc.ca

Can I skip or defer the payment on my account?

Your account may qualify for a payment extension. Please contact our Customer Service Department at 1-800-268-6499 (Eastern Canada) or 1-800-268-0764 (Western Canada), Monday through Friday, 8:00 a.m. to 8:00 p.m. Eastern Standard Time.

What if I can no longer afford the payments on my account?

If you cannot afford to make your monthly payments, contact the NCF Collections Department or your dealer immediately and explain your situation. Your dealer may be able to trade you into a more affordable vehicle.

Will NCF allow another party to take over the payments on my account?

Subject to credit approval, yes. If you would like to have another party assume the payments on your existing contract, that party would submit a credit application through your local Nissan dealer to NCF for review. Be aware that if the applicant is approved, you are not released of your contractual obligation and will remain on the contract as guarantor. After the credit approval is granted, NCF will send the Nissan dealer an Assignment and Assumption Agreement for all parties to sign and add the applicant to your contract. Please contact our Customer Service Department for more information. You may reach a Customer Service Associate by calling 1-800-268-6499 (Eastern Canada) or 1-800-268-0764 (Western Canada), Monday through Friday, from 8:00 a.m. to 8:00 p.m. Eastern Standard Time. There is a $500.00 plus applicable GST and Provincial taxes fee for each Assignment or Assumption.

How can I find out the balance on my account?

Contact NCF Customer Service at 1-800-268-6499 (Eastern Canada) or 1-800-268-0764 (Western Canada), Monday through Friday, 8:00 a.m. to 8:00 p.m. Eastern Standard Time. NCF does not provide this information over the phone but will mail it to you at the address we have on file within one business day.

How do I notify NCF is I am moving?

Please notify NCF CustomerService of your new address and telephone number by calling 1-800-268-6499, Monday through Friday, between 8:00 a.m. to 8:00 p.m. Eastern Standard Time. You should also notify the Nissan dealer where you purchased your vehicle.

My name recently changed (marriage, divorce, etc.). How do I update the name on my account?

Please send written verification of your legal name change, such as marriage license or divorce decree to:

Nissan Canada Finance

5290 Orbitor Drive

Mississauga, Ontario

L4W 4Z5

Attention: Customer Service

Can I pay more than the monthly payment amount?

Yes. If you would like to make a principal payment to your loan balance, please see instructions below. By following these procedures, you will help us to ensure that we correctly apply your payment. Once we have processed the payment, we will provide you with writtenconfirmation of the payment and remaining balance. Please make out a separate cheque for the amount you want to apply to your principal balance. Please note in the "Memo" or "For" line of your check the account number and the words "principal only payment" Mail cheque to the following address:

Nissan Canada Finance

5290 Orbitor Drive

Mississauga, Ontario

L4W 4Z5

Attention: Customer Service

Will my late payment be reported to the credit bureaus?

NCF is obligated to report any payment received more than 30 days past the due date.

If I am sending a check, where do I mail my payment?

NCF requires that all lease and loan clients make their regularly scheduled monthly payments by Pre-Authorized Payment Plan (PAPP) byproviding a cheque from your account marked VOID. PAPP is convenient, economical (no postage fees) and ensures that your payment will go through on the correct date each month. Prior approval from NCF is required for any exceptions. Payments other than the regular monthly payment may be sent to:

Nissan Canada Finance

5290 Orbitor Drive

Mississauga, Ontario

L4W 4Z5

Attention: Customer Service

Please ensure to include your account number on the cheque for easy identification.

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FINANCING WITH NISSAN

HAVE MORE QUESTIONS ABOUT FINANCING,

ASK US

HAVE MORE QUESTIONS ABOUT FINANCING,

ASK US

HAVE MORE QUESTIONS ABOUT FINANCING,

ASK US

Does Nissan Finance Used Cars?

How much can I get for my trade-in?

Can I make more money selling my car on my own, versus trading it in with a dealer?

How do I contact NCF by mail?

How do I contact NCF by phone?

There is an entry from NCF showing up on my credit report. Whom do I contact?

Can I skip or defer the payment on my account?

What if I can no longer afford the payments on my account?

Will NCF allow another party to take over the payments on my account?

How can I find out the balance on my account?

How do I notify NCF is I am moving?

My name recently changed (marriage, divorce, etc.). How do I update the name on my account?

Can I pay more than the monthly payment amount?

Will my late payment be reported to the credit bureaus?

If I am sending a check, where do I mail my payment?